Acceptance of Terms
By accessing and using Safe Income Options ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use our website or services.
Description of Service
Safe Income Options is an independent comparison platform that helps users compare safe income options including FDIC-insured CD rates, Treasury yields, high-yield savings accounts, and money market accounts from various financial institutions. We are not a bank, broker-dealer, or financial advisor. We facilitate connections between users and partner financial institutions.
Eligibility
You must be at least 18 years of age and a resident of the United States to use our services. By using the Platform, you represent and warrant that you meet these eligibility requirements.
User Responsibilities
- You agree to provide accurate, current, and complete information when using our rate comparison form.
- You are responsible for maintaining the confidentiality of any account credentials.
- You agree not to use the Platform for any unlawful purpose or in violation of these terms.
- You agree not to attempt to gain unauthorized access to our systems or interfere with the Platform's operation.
Rate Information & Disclaimers
All rates displayed on Safe Income Options are sourced from publicly available data from FDIC-insured institutions and government sources. While we strive for accuracy, rates are subject to change without notice. We do not guarantee that the rates displayed are the most current or the best available.
Past rates and returns do not guarantee future results. Safe income options carry varying levels of risk, including the possibility of early withdrawal penalties on CDs. You should consult with a qualified financial advisor before making investment decisions.
Partner Institutions
When you submit your information through our rate comparison form, your details may be shared with partner financial institutions. Safe Income Options may receive compensation from these partners when users open accounts. This compensation does not affect the rates you receive from those institutions.
Intellectual Property
All content on Safe Income Options, including text, graphics, logos, and software, is the property of Safe Income Options or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
Limitation of Liability
Safe Income Options is provided "as is" and "as available." We make no warranties, express or implied, regarding the accuracy, reliability, or availability of our services. To the fullest extent permitted by law, Safe Income Options shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Platform.
Indemnification
You agree to indemnify and hold harmless Safe Income Options, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Platform or violation of these terms.
Modifications
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the Platform. Your continued use of the Platform after changes constitutes acceptance of the revised terms.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
Contact
For questions about these Terms of Service, please contact us through our website at safeincomeoptions.com.